Adamant
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We specialize in securing merchant accounts for CBD businesses, understanding the specific underwriting requirements and compliance needs.
Our robust CBD payment gateway ensures reliable transaction processing with advanced security features to protect your business and customers.
We offer competitive and clear pricing structures tailored for the CBD industry, helping you manage costs effectively.
"Finding a reliable CBD merchant account was a struggle until we found Adamant. Their expertise in high-risk processing made all the difference. Highly recommended!"
"Smooth integration and excellent support. We finally have a stable CBD payment gateway we can count on."
The CBD industry faces scrutiny due to evolving regulations, varying state laws, and its association with cannabis. This leads traditional banks to classify CBD businesses as high-risk, requiring specialized payment processors familiar with the industry's nuances.
We can typically support merchant accounts for businesses selling a wide range of legal CBD products, including oils, tinctures, edibles, topicals, and capsules, provided they comply with federal and state regulations (e.g., THC content below 0.3%).
Common requirements include: Certificate of Incorporation/Business License, EIN documentation, voided check or bank letter, recent bank statements, supplier agreements, Certificates of Analysis (COAs) for products, and a fully compliant website with clear terms, privacy policy, and product descriptions.
Approval times can vary depending on the completeness of your application and the specifics of your business. High-risk accounts like CBD typically take longer than standard accounts, potentially ranging from a few days to a couple of weeks.
